Finding the right home at the right price is just one aspect of a home sale or purchase. 1st Metro Realty Inc. is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at (407) 844-2455 if your needs include a professional REALTOR® experienced in the business side of buying and selling.

Closing costs you should expect

There are certain normal costs linked to closing the sale of a house. These fees are usually split between the buyer and seller, as dictated in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Florida to help show you through your process.

Costs pertaining to your mortgage to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually paid    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we negotiate your deal, not only will I work to get the very best sales price, but I'll also campaign for reduced closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you know exactly what you're paying for.

Buyers: When buying a house in Seminole County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not shocked when you arrive at the closing table. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that seem off.

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All rate, payment, and area information are estimates and approximations only.